Paying for Dental Implants: Insurance and Other Affordability Options

October 30, 2023

Filed under: Uncategorized — tntadmin @ 7:41 pm
dental implant in front of a pile of money

To replace your missing teeth, you want prosthetics that look and feel just like real teeth. You won’t accept sub-par quality—you want dental implants. But then, you see how expensive they can be. Hold on! Don’t let your initial sticker shock deter you from having a complete smile you deserve. Your dentist can provide affordable options for this cutting-edge treatment.

Does dental insurance lower the cost? What are these other ways your dentist can make this replacement option financially feasible? Find out by reading the content below!

Are Dental Implants Covered by Dental Insurance?

In general, dental insurance doesn’t help pay for dental implants. Although there are countless health benefits, implants are considered elective as the gold standard for tooth replacement. Unfortunately, this means you’ll be responsible for paying for most of the procedure.

However, there may be some parts of treatment that fall under the insurance umbrella. For instance, the restoration that attaches to your dental implants may be covered by dental insurance, reducing your out-of-pocket cost. Also, if you require work prior to implant placement, such as gum disease therapy or a bone graft, this preliminary work may not cost you quite as much thanks to insurance.

When you meet with your dentist, they can break down the financial details of your treatment plan, so you know precisely what is and is not covered and how much you are obligated to pay.

Ways to Make Dental Implants More Cost Effective

Insurance isn’t the only method of keeping your costs to a minimum. Some dental practices have in-house membership plans that act similarly to traditional insurance in that preventive services like checkups and cleanings cost nothing out-of-pocket. However, many of these plans come with a discount on services that dental insurance doesn’t cover, including dental implants. As a result, you could save significantly if you enroll in one of these plans.

In addition, most dental offices offer some kind of low-interest financing through reputable companies like CareCredit. If you qualify, you could pay for your implants over time instead of completely upfront. Monthly payments are much easier than a larger one-time sum!

Before you can find out how much you will pay for dental implants, you must meet with your dentist. Once they have created your treatment plan, they can then talk to you about the financial logistics. With or without insurance benefits, your dentist is willing to work with you to make implant treatment something you can afford if you want it.

About the Practice

Pioneer Greens Dentistry has proudly served the Lincoln area for decades now. Dr. Chris and Dr. Claire Haag are joined by Dr. Justin Shirk, all of whom have had many hours of advanced training in dental implants. At the practice, we offer several payment options, including filing insurance claims, membership plans, and low-interest financing. To learn more about the financial details of your particular case, contact us online or call 402-483-7502 to make an appointment.

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